About Admin

This author has not yet filled in any details.
So far Admin has created 604 blog entries.

6 Effective Options for Consolidating Your Debt

Many consumers have a variety of debt. All the payments and different due dates are enough to drive anyone crazy. Wouldn't it be nice to address all of your consumer debt with one, simple, monthly payment? There are many options for consolidating your debt into a single loan and eliminating some of the stress from your life. Examine these debt consolidation options that may be available to you: 1. Credit card consolidation. You've seen the offers for 0% interest on balance transfers and purchases for the next year or two. These can be an effective way to transfer all of your [...]

6 Effective Options for Consolidating Your Debt2020-08-08T17:03:00+00:00

Cash or Credit? Easy Formulas to Help You Juggle Payment Options

Especially now, in a time where the economic situation may be forcing you to be creative in your spending exploits, you have to be on top of your money. It's in your best interest to be smart when you spend. Your ability to find that delicate balance between cash and credit could be the difference between: * Having enough reserves to cushion a possible financial blow, and * Having a mountain of debt staring you in the face Using these strategies will help you juggle your payment methods effectively: 1. Separate recurring and one-time expenses. Split your expenses into two categories: [...]

Cash or Credit? Easy Formulas to Help You Juggle Payment Options2020-08-07T17:03:00+00:00

Top 10 Financial Challenges for Millennials

Millennials have unique challenges, including a soft economy with no end in sight. Entry-level jobs are also of much lower quality today. It's more likely that a recent graduate will be forced to endure a minimum wage internship than start at a healthy salary. It's not an easy time to be a young adult. Consider these financial issues and see how you can resolve them: 1. A lack of preparation for financial emergencies. Everyone needs an emergency fund. While the lack of an emergency fund is common within every age group, millennials are especially likely to not have any money set [...]

Top 10 Financial Challenges for Millennials2020-08-06T17:03:00+00:00

Top 10 Money Tips For Newlyweds

Getting married is a happy and exciting time. One of the issues that can quickly put a damper on the positive energy, though, is money. Financial issues can create a lot of stress and even animosity. Ideally, you've already had a lot of communication regarding your finances. If you haven't, a little prevention isn't a bad idea. It can be much nicer to discuss the topic of money before it becomes necessary and tensions are high. Be proactive. Heed these helpful money tips for newlyweds: 1. Agree on a set of financial rules and goals. Work together to establish a few [...]

Top 10 Money Tips For Newlyweds2020-08-05T17:03:00+00:00

Helpful Tips for Conquering Your Student Loan Debt

College is expensive! Sixty percent of those who graduate from college with a bachelor's degree also graduate with around $26,000 worth of student loans. For those who go on to pursue a postgraduate degree, the debt can be significantly higher. Luckily, there are some ways to reduce, and in some cases eliminate, this debt. Loan Forgiveness Programs There are several programs you may want to consider that can eliminate part or all of those loans: 1. Volunteer for community service. If you apply to the AmeriCorps program, you can help people in your community while also reducing your debt. The program [...]

Helpful Tips for Conquering Your Student Loan Debt2020-08-04T17:03:00+00:00

6 Essential Tasks for Financial Stability During Retirement

The retirement years are meant to be golden. By retirement age, you've likely worked for 40+ years, and you can finally relax, enjoy family, and visit friends. Unfortunately, staying financially stable, though, is often a challenge. Working through these tasks will help you maintain financial stability when you retire: 1. Understand the key to stability. The key to achieving financial stability is to make your money last. * Life expectancy continues to rise. Can you afford to stay in retirement if you live to your 80s, 90s, or beyond? This is an important question that requires careful thought and planning. * [...]

6 Essential Tasks for Financial Stability During Retirement2020-08-03T17:03:00+00:00

Ideas for Minimizing and Preventing Student Loan Challenges

Student loans are the bane of many graduates' existence. The debt and payments can be a part of your life for 10 years or more. Your life circumstances may change, but that debt is always there until it gets paid off. So it's wise to know ways you can prevent or minimize issues with your student loans. These ideas can help you, whether you're in trouble with loans already or planning ahead to prevent such a situation: 1. Borrow only what you need. From a financial standpoint, being a student isn't fun. Everyone gets tired of not having any money. However, [...]

Ideas for Minimizing and Preventing Student Loan Challenges2020-08-02T17:03:00+00:00

Are you Passing These Financial Habits on to Your Children?

You might be concerned that your children never listen to you. The good news (and the bad news) is that your children are always watching. Kids quickly assimilate your habits and attitudes regarding money. Are you demonstrating habits that will help or harm their financial future? When faced with uncertainty, it's common to rely on experience. When your children grow up and face financial situations, they're going to mimic what they know. It's up to you to set an example that will enhance their financial future. It's likely you haven't considered what you're inadvertently teaching your kids about money. Today is [...]

Are you Passing These Financial Habits on to Your Children?2020-08-01T17:03:00+00:00

6 Ways to Avoid Paying Banking Fees

How much did you spend on banking fees this year? Surely, you have better things to spend your money on. Luckily, there are ways to avoid these fees! Follow these tips: 1. Understand the fees charged by your bank. Some banks make understanding their fees more difficult because a charge can appear on your account without any details. You can find out more about these fees by reading the documentation you received when opening your account, calling your banker, or checking your bank's official website. 2. Discover how you can qualify for a free checking account. Most banks offer free checking [...]

6 Ways to Avoid Paying Banking Fees2020-07-31T17:03:00+00:00

Money Management Tips for the Holiday Season

It's so easy to get carried away during the holiday season! The excitement of the season makes carefree living seems like the only way to go during the holiday. As fun as the season is, however, it's important to keep an eye on your budget during Christmastime so you're not faced with a financial crisis later on. How can you resist the urge to spend frivolously in the name of gifts and having a jolly good time? Consider these tips to manage your holiday cash effectively: 1. Remember January is a long month. Resist the urge to spend all your holiday [...]

Money Management Tips for the Holiday Season2020-07-30T17:03:00+00:00
Go to Top